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Baptiste &             
        Wilder, P.C.

    What are my rights for continuation of health coverage
    under COBRA?

    COBRA provides certain former employees, retirees, spouses, former spouses, and
    dependent children the right to temporary continuation of health coverage at group rates.  
    This coverage, however, is only available when coverage is lost due to certain specific
    events.  Group health coverage for COBRA participants is usually more expensive than
    health coverage for active employees, since usually the employer pays a part of the
    premium for active employees while COBRA participants generally pay the entire premium
    themselves.  It is ordinarily less expensive, though, than individual health coverage.

    Group health plans for employers with 20 or more employees on more than 50 percent of
    its typical business days in the previous calendar year are subject to COBRA.  Both full
    and part-time employees are counted to determine whether a plan is subject to COBRA.

                  Click here for more information on your rights under COBRA.


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