What are my rights for continuation of health coverage under COBRA















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COBRA provides certain former employees, retirees, spouses, former spouses, and dependent
children the right to temporary continuation of health coverage at group rates.  This coverage,
however, is only available when coverage is lost due to certain specific events.  Group health
coverage for COBRA participants is usually more expensive than health coverage for active
employees, since usually the employer pays a part of the premium for active employees while
COBRA participants generally pay the entire premium themselves.  It is ordinarily less expensive,
though, than individual health coverage.

Group health plans for employers with 20 or more employees on more than 50 percent of its
typical business days in the previous calendar year are subject to COBRA.  Both full and part-time
employees are counted to determine whether a plan is subject to COBRA.
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WILDER, P.C.
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